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noun
Insurance  n.  
1.
The act of insuring, or assuring, against loss or damage by a contingent event; a contract whereby, for a stipulated consideration, called premium, one party undertakes to indemnify or guarantee another against loss by certain specified risks. Cf. Assurance, n., 6. Note: The person who undertakes to pay in case of loss is termed the insurer; the danger against which he undertakes, the risk; the person protected, the insured; the sum which he pays for the protection, the premium; and the contract itself, when reduced to form, the policy.
2.
The premium paid for insuring property or life.
3.
The sum for which life or property is insured.
4.
A guaranty, security, or pledge; assurance. (Obs.) "The most acceptable insurance of the divine protection."
5.
Hence: Any means of assuring against loss; a precaution; as, we always use our seat belts as insurance against injury.
Accident insurance, insurance against pecuniary loss by reason of accident to the person.
Endowment insurance or Endowment assurance, a combination of life insurance and investment such that if the person upon whose life a risk is taken dies before a certain specified time the insurance becomes due at once, and if he survives, it becomes due at the time specified. Also called whole life insurance.
Fire insurance. See under Fire.
Insurance broker, a broker or agent who effects insurance.
Insurance company, a company or corporation whose business it is to insure against loss, damage, or death.
Insurance policy, a certificate of insurance; the document containing the contract made by an insurance company with a person whose property or life is insured.
Life insurance. See under Life.






Collaborative International Dictionary of English 0.48








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"Insurance" Quotes from Famous Books



... pardoned, has really something terrible about it. It is only to be met by an imperturbable mask of serenity, proof against anything and everything in a patient's aspect. The physician whose face reflects his patient's condition like a mirror may do well enough to examine people for a life-insurance office, but does not belong to the sick-room. The old Doctor did not keep people waiting in dread suspense, while he stayed talking about the case,—the patient all the time thinking that he and the friends are discussing some alarming symptom or formidable operation which he himself ...
— Atlantic Monthly, Volume 7, Issue 41, March, 1861 • Various

... persistently engaged in getting money by insuring their property for amounts far in excess of the real value thereof, secretly removing everything that they could, setting fire to the premises, swearing to heavy losses, and exacting corresponding sums from the insurance companies. Explosion of kerosene lamps is usually the device which they employ. Some seven or eight fires, at least, of this sort were set in New York and Brooklyn in 1884 by members of the gang, netting the beneficiaries an aggregate profit of thousands ...
— Violence and the Labor Movement • Robert Hunter

... removed the school showed evidences of new vigor, but was checked in its progress by an incendiary, who burned the main building while the teachers and pupils were attending an emancipation celebration at Xenia, April 14, 1865. With the amount of insurance received and donations from friends, the trustees were able to construct a more commodious building which still marks the site of ...
— The Education Of The Negro Prior To 1861 • Carter Godwin Woodson

... Appendix).—The Necessity is the mother of the inventory.—Who is the Caretaker?—She is the great-grandmother of the superannuated laundress. She becomes sleepy during the Winter. Shall we send her to your house?—Not if I know it (expletive). Receive the assurance (insurance) of my highest consideration. By the bye (interjection), which is the topmost storey?—The topmost story is the last thing you have heard me mention. I salute ...
— Punch, Or The London Charivari, Vol. 100, April 4, 1891 • Various

... thoroughgoing international Mrs. Gummidge, and no more utterly useless and often utterly mischievous citizen, than the peace-at-any-price, universal-arbitration type of being, who is always complaining either about war or else about the cost of the armaments which act as the insurance against war. There is every reason why we should try to limit the cost of armaments, as these tend to grow excessive, but there is also every reason to remember that in the present stage of civilization a proper armament is the surest guarantee of peace—and is the only ...
— Theodore Roosevelt - An Autobiography by Theodore Roosevelt • Theodore Roosevelt

... head on the coverlet and cried as only a child can cry—and I was only a child at that minute in spite of my white hair and wrinkles. He had offered a supreme sacrifice—his life. I gleaned from his prayers that his parents had done him the one favor of keeping up his insurance and that he had made it over to his church. So he wanted to die at his post and piteously begged God to take him. For his death he knew would give Alta a church. He seemed penetrated with the idea that alive ...
— The City and the World and Other Stories • Francis Clement Kelley

... lilies-of-the-valley, baby. He's ordered himself some white-flannel tennis pants, too—the kind you admired. He got his report from the life-insurance people and he's a grand risk, Lilly. In as fine a condition to marry as a man could be. Baby, ...
— Star-Dust • Fannie Hurst

... dear reader; there is no need to rush out into the street, like poor old Lot flying from the doomed Cities of the Plain. Sit down and take it easy. Let your fire-insurance policy slumber in its nest. Lean back in your chair, stretch out your legs, and prepare to receive another dose of Free-thought physic—worth a guinea a bottle. So! Are you ready? Very well ...
— Flowers of Freethought - (First Series) • George W. Foote

... sharp recognition of this inferior moral make-up of a corporation in the attitude of ordinary men and women, who, scrupulously honest in their dealings with one another, slide almost unconsciously to an altogether lower level in dealing with a railroad or insurance company. This attitude is due, no doubt, partly to a resentment of the oppressive power which great corporations are believed to exercise, evoking a desire "to get a bit of your own back"; partly ...
— Morals of Economic Internationalism • John A. Hobson

... it a wax nose; very good; not for me to tweak the nose of my superior." But at last the man who has a mortgage on the house dropped me a note, reminding me that, if my chimney was allowed to stand in that invalid condition, my policy of insurance would be void. This was a sort of hint not to be neglected. All the world over, the picturesque yields to the pocketesque. The mortgagor cared ...
— I and My Chimney • Herman Melville

... his popularity in Boston, that, in 1824, he was re-elected to Congress by 4,990 votes out of 5,000; and such was his celebrity in his profession, that his annual retainers from banks, insurance companies, and mercantile firms yielded an income that would have satisfied most lawyers even ...
— Famous Americans of Recent Times • James Parton

... man's life and conduct. I need not remind you how fatally its doctrine has flattered, in our time and in our country, the worst instincts of the half-educated: but let us remove it from all spheres in which we are interested and contemplate it as expounded by an American Insurance 'Lobbyist,' a few days ...
— From a Cornish Window - A New Edition • Arthur Thomas Quiller-Couch

... nothing to eat, And 't other would make up his bed and his room; And if he was blest with a child now and then, As happens sometimes with your fashionable wives, Who're coupled to bipeds, in nature called men, He'd need no insurance to warrant their lives; And need no expense of a grand "bridal tour," Or visit each season at "watering places," Where fashion at people well known to be poor, In money or station, will make ugly faces; Where women, though married, with roues will ...
— Nothing to Eat • Horatio Alger [supposed]

... and that they never saw in him any signs of a cruel or tyrannical disposition. I have even known evidence admitted to show the character he bore when a boy at school. The owners of the vessel, and other merchants, and perhaps the president of the insurance company, are then introduced; and they testify to his correct deportment, express their confidence in his honesty, and say that they have never seen anything in his conduct to justify a suspicion of his being capable of cruelty or tyranny. This evidence is then put together, and great stress ...
— Two Years Before the Mast • Richard Henry Dana

... Honorable Roderick Westerfield, younger brother of the present Lord Le Basque. He is charged with willfully casting away the British bark John Jerniman, under his command, for the purpose of fraudulently obtaining a share of the insurance money; and further of possessing himself of certain Brazilian diamonds, which formed part of the cargo. In plain words, here is a gentleman born in the higher ranks of life accused of being a thief. Before we attempt to arrive at a decision, ...
— The Evil Genius • Wilkie Collins

... significant of the temper of the Imperial Government was a decree of a French court in the case of certain merchants who sought to recover insurance on wine dispatched to America and destroyed in a ship taken by the Alabama. Their plea was that they were insured against loss by "pirates." The court dismissed their suit and assessed costs against them. ...
— The Day of the Confederacy - A Chronicle of the Embattled South, Volume 30 In The - Chronicles Of America Series • Nathaniel W. Stephenson

... once struck our eye, and we saw the name of a celebrated lawyer[28] as counsel in each cause. We could not help feeling involuntary admiration at that versatility of genius, which could pass from a fractional calculation about a London chaldron of coals, to the Jamaica laws of insurance; from the bargains of a citizen, to the divorce of a fine lady; from pathos to argument; from arithmetic to wit; from cross examination to eloquence. For a moment we forgot our sober principles, and ...
— Practical Education, Volume I • Maria Edgeworth

... subdued, and secured in chains, were seized with the flux, which carried many of them off. These things were proved in a trial before a British jury, which had to consider, whether this was a loss, which fell within the policy of insurance, the slaves being regarded as if they had been only a cargo of dead matter. He could mention other instances, but they were much too shocking to be described. Surely their lordships could never consider such a traffic to be consistent with humanity ...
— The History of the Rise, Progress and Accomplishment of the Abolition of the African Slave Trade by the British Parliament (1808) • Thomas Clarkson

... some restriction: many gray heads, not all, abhor —gray heads who went along through their flowery youth as if it had no limit, and without insuring, in Love's true season, the happiness of their lives beyond youth's limit, "life's safe hem", which to cross without such insurance, is often fatal. And these, when they reach old age, shun retracing the path which led to the ...
— Introduction to Robert Browning • Hiram Corson

... walked out on the terrace of our hotel at Algeciras after breakfast, the first morning, we were greeted by the familiar form of the Rock of Gibraltar still advertising, as we had seen it three years before, a well-known American insurance company. It rose beyond five miles of land-locked water, which we were to cross every other day for three weeks on many idle and anxious errands, until we sailed from it at last ...
— Familiar Spanish Travels • W. D. Howells

... Insurance made his rounds I "covered" my house for a thousand pounds; Then someone started a fire in the grounds At the end of a wild carouse. The building was burnt; I made my claim And the Man of Insurance ...
— Punch, or the London Charivari, Vol. 159, November 17, 1920 • Various

... an institution of such calibre could fittingly occupy a mere room or two in a big "block" given over to miscellaneous business purposes. It was little to the advantage of the Grindstone that it shared its entrance-way with a steamship company and a fire-insurance concern, and was roofed over by a dubious herd of lightweight loan brokers, and undermined by boot-blacking parlours, and barnacled with peanut and banana stands. Such a ...
— Under the Skylights • Henry Blake Fuller

... reported insurance of Westminster Abbey against damage by air-craft, a correspondent asks what steps are being taken towards the ...
— Punch, or the London Charivari, Vol. 147, November 4, 1914 • Various

... part the odds and ends which accumulate in every desk. There were receipted bills, old insurance policies, letters that had once seemed worth prizing, catalogues of things that had never been bought, prospectuses, newspaper clippings, copies of old contracts. And yet they had an interest, too—an interest partly historical, ...
— Mary Minds Her Business • George Weston

... help me out of the trifling difficulty, offered to freight the Spray with a cargo of gunpowder for Bahia, which would have put me in funds; and when the insurance companies refused to take the risk on cargo shipped on a vessel manned by a crew of only one, he offered to ship it without insurance, taking all the risk himself. This was perhaps paying me a greater compliment ...
— Sailing Alone Around The World • Joshua Slocum

... of shocking change, the Council of People's Commissars hammered at the scaffolding of the Socialist order. Decree on Social Insurance, on Workers' Control, Regulations for Volost Land Committees, Abolition of Ranks and Titles, Abolition of Courts and the Creation of People's Tribunals.... (See App. ...
— Ten Days That Shook the World • John Reed

... we had, any of us, cried, "water, water all around, and not a drop to drink," we forgot it now, in this bountiful stream. Wine, too, we had without stint. The insurance agent, to leave no excuse for tampering with the cargo, rolled out a cask of the best, and, like a true Hans Breitmann, "knocked out der bung." Then, too, cases were broken in the handling, the contents of which drenched their clothes from ...
— Voyage of the Liberdade • Captain Joshua Slocum

... then an inspector in the Maritime Insurance Company, of which I am now director. I had arranged to pass New Year's Day in Paris—since it is customary to make that day a fete—when I received a letter from the manager, asking me to proceed at once to ...
— Maupassant Original Short Stories (180), Complete • Guy de Maupassant

... furniture in the house of his cousin near Easewood Junction, a family Bible, an engraved portrait of Garibaldi and a bust of Mr. Gladstone, an invalid gold watch, a gold locket formerly belonging to his mother, some minor jewelry and bric-a-brac, a quantity of nearly valueless old clothes and an insurance policy and money in the bank amounting altogether to the sum of ...
— The History of Mr. Polly • H. G. Wells

... A distinguished insurance expert has proved that there was an increase of nearly 100 per cent. in the mortality from degenerative diseases in the United States between 1880 and 1909. The growing prevalence of these diseases indicates a falling-off in the vitality of the race. It means that the diseases of old age ...
— The Eugenic Marriage, Volume I. (of IV.) - A Personal Guide to the New Science of Better Living and Better Babies • W. Grant Hague, M.D.

... now posed as a banker. This miniature Lafitte was a partner in all new enterprises, taking good security. He served himself while apparently serving the interests of the community. He was the prime mover of insurance companies, the protector of new enterprises for public conveyance; he suggested petitions for asking the administration for the necessary roads and bridges. Thus warned, the government considered this action an encroachment of ...
— An Old Maid • Honore de Balzac

... employment of redundant capital. It was about the year 1688 that the word stockjobber was first heard in London. In the short space of four years a crowd of companies, every one of which confidently held out to subscribers the hope of immense gains, sprang into existence—the Insurance Company, the Paper Company, the Lutestring Company, the Pearl Fishery Company, the Glass Bottle Company, the Alum Company, the Blythe Coal Company, the Swordblade Company. There was a Tapestry Company, which would soon furnish pretty hangings for all the parlours of the middle class, and for all ...
— Lombard Street: A Description of the Money Market • Walter Bagehot

... institutions to serve the needs of our time. To give every American a stake in the promise and future of our country, we will bring the highest standards to our schools, and build an ownership society. We will widen the ownership of homes and businesses, retirement savings and health insurance—preparing our people for the challenges of life in a free society. By making every citizen an agent of his or her own destiny, we will give our fellow Americans greater freedom from want and fear, and make our society more prosperous and just ...
— United States Presidents' Inaugural Speeches - From Washington to George W. Bush • Various

... to work in" he gasped, after a nervous examination of the contents of the cases which had been placed at his feet in his carriage. "And, then, for the Viceroy! But first to the steamer and the Insurance Office!'" ...
— A Fascinating Traitor • Richard Henry Savage

... Narcissus Luttrell's Diary:—"April, 1691. The Sessions have been at the Old Bailey, where these persons, Renatus Harris, John Watts, William Rutland, Henry Gandy, and Thomas Tysoe, were tried at the Old Bailey for setting up policies of insurance that Dublin would be in the hands of some other king than their present majesties by Christmas next: the jury found them guilty of a misdemeanor." For this offence Renatus Harris was fined L200, and was required to give security for ...
— A Book About Lawyers • John Cordy Jeaffreson

... appointed in the various centres of population by the central Board, and fees on reports should be paid after the manner of Life Insurance fees. ...
— The Fertility of the Unfit • William Allan Chapple

... was imperative on me to be at the office at eight o'clock that morning, in order to prepare certain papers wanted by the president of the board, previous to a meeting of the directors. (I was at that time under-secretary of the Savonarola Fire Insurance Company.) The recollection of the business which had caused me to be on foot at this unusual hour brought me to a dead halt. I dropped my cousin's arm, and stood looking at him helplessly. It seemed so inhospitable, ...
— The Queen of Sheba & My Cousin the Colonel • Thomas Bailey Aldrich

... Census, more than four-fifths of the manufactured products were turned out under corporate direction; most of the important mining enterprises were corporate, and the railroads, public utilities, banks and insurance companies were virtually all under the corporate form of organization. Thus the passage of a century has witnessed a complete revolution in the form of organizing and directing ...
— The American Empire • Scott Nearing

... nervous evening. He walked out soon after dinner and from a drug-store telephone booth called up a friend in the insurance business. To the secretary's surprise and disappointment he learned that the percentage of accidents to aviators had become comparatively small. Passengers were particularly fortunate. The friend even agreed to obtain accident insurance for any ...
— The Perils of Pauline • Charles Goddard

... This was the way Uncle Wilyim went on. He told us, however, some stories that was rather too much to be easily swallerd. In fack, my Uncle Wilyim was not a emblem of trooth. He retired some years ago on a hansum comptency derived from the insurance-money he received on a rather shaky skooner he owned, and which turned up while lyin at a wharf one night, the cargo havin fortnitly been removed the day afore the disastriss calamty occurd. Uncle Wilyim said it was one of the most ...
— The Complete Works of Artemus Ward, Part 5 • Charles Farrar Browne

... economic handicaps at present connected with the reproductive function in women, care must also be taken that the very measures which insure this do not themselves become dysgenic influences. Such schemes as maternity insurance, pensions for mothers, and most of the propositions along this line, may offer an inducement to women of the poorer classes to assume the burdens connected with their specialization for child-bearing. But their more fortunate sisters, who find themselves so well ...
— Taboo and Genetics • Melvin Moses Knight, Iva Lowther Peters, and Phyllis Mary Blanchard

... passage of a Workmen's Compensation Law that would benefit all the workers. In this he met with powerful and bitter opposition. But through his determined efforts the opposition was overcome and the law was passed. To-day the Ohio State Insurance Fund is the largest carrier of workmen's compensation insurance, public or private, in the world. More than a million dollars a month is being collected by this fund, all of which is paid out for compensation and medical treatment for the injured workers or the dependents of those who ...
— The Progressive Democracy of James M. Cox • Charles E. Morris

... the Veterans of Foreign Wars, and other like organizations, which should receive candid consideration. We should continue to foster our system of compensation and rehabilitation, and provide hospitals and insurance. The magnitude of the undertaking is already so large that all requests calling for further expenditure should have the most searching scrutiny. Our present system of pensions is already sufficiently liberal. It was increased by the last Congress for Civil ...
— Complete State of the Union Addresses from 1790 to the Present • Various

... on insurance, ash you know, yust vonce pefore, Und ven mein haus vas abgebrannt you pild anoder shdore; Id's drue you pild it goot enough, boot I dell you allaweil, I vas liket id moosh petter if it ...
— The Breitmann Ballads • Charles G. Leland

... system turned topside-turvy in the womb with my child! his head exposed to the hand of violence, and a pressure of 470 pounds avoirdupois weight acting so perpendicularly upon its apex—that at this hour 'tis ninety per Cent. insurance, that the fine net-work of the intellectual web be not rent and torn to ...
— The Life and Opinions of Tristram Shandy, Gentleman • Laurence Sterne

... at a defense plant. The farm just grew up. I was not dissatisfied. I was just tired. I couldn't find enough time to manage 1,000 acres of farm land 20 miles south; work at a defense plant 20 miles north and operate my insurance and real estate business. So I sold all the farms including mine with ...
— Northern Nut Growers Association Report of the Proceedings at the Thirty-Eighth Annual Meeting • Northern Nut Growers Association

... he said. "I admit that. What with the extra tax on unearned income and the insurance of servants against accidents, and this infernal new unemployment insurance, ...
— General John Regan - 1913 • George A. Birmingham

... in many of the houses. Long ladders are erected as fire-towers, and upon these watchmen sit through the night to give the alarm. It is only by tearing down or blowing up surrounding houses that the progress of a fire can generally be stayed. There is no such thing as insurance in Japan, the risks being much ...
— Round the World • Andrew Carnegie

... of the frigates had been strongly urged. But the saving in insurance, in ships and cargoes, and in the ransom of seamen, was more than equivalent to this item. "But are not the slavery of our fellow citizens, and the national disgrace resulting from it, to be taken into the account? these are considerations beyond all calculation. ...
— The Life of George Washington, Vol. 5 (of 5) • John Marshall

... messages that I bore to the workers' homes in Sharon, few found a home that was able to last a day after the burial of the bread-winner. He had failed to make provision for such an accident,—no savings in the bank, no life insurance. As soon as the worker was stricken his children were at the mercy of the world. I saw so much of this, that the pity of it entered deep into my boy-heart and never afterward could I ...
— The Iron Puddler • James J. Davis

... is one type of her race. Mammy is another. Now we'll see what she'll buy. I'll venture to say that every penny she gets from Joshua's life-insurance will be spent upon clothes ...
— Peggy Stewart: Navy Girl at Home • Gabrielle E. Jackson

... the reputation of being the best fire fighters in the city, and second to none in the entire State. Upon the walls of their engine house hung trophies for superior firemanship won in nearly every city in the State. The insurance companies of the city recognized their value as savers of property, and upon more than one occasion made them valuable presents. Only men of good repute who could "stand the gaze of an honest eye" were eligible to membership in the Cape Fear Fire Company, ...
— Hanover; Or The Persecution of the Lowly - A Story of the Wilmington Massacre. • David Bryant Fulton

... middleman, and to advocate in its stead a sort of plebiscitary bureaucracy, a constitution under which legislation drafted by officials would be demanded, sanctioned, or rejected by direct popular vote, and would be discussed, like the Insurance Bill, in informal conferences outside, rather than inside, parliament; while administration by a vast army of experts would be partially controlled by popularly elected ministers; for socialists waver between their faith in human equality ...
— The History of England - A Study in Political Evolution • A. F. Pollard

... strewed the coast with her cargo and timbers because all the able seamen had been taken out of her, and none better than old men and boys could be found to sail her. Few seaport towns were as wise as Sunderland, where they had a Society of Shipowners for mutual insurance against the risks arising from the pressing of their men. [Footnote: Admiralty Records 1. 1541—Capt. Bligh, 8 Jan. 1807, enclosure.] Elsewhere masters, owners and underwriters groaned under the galling imposition; but the wrecker rejoiced exceedingly, thanking the gangs whose ceaseless ...
— The Press-Gang Afloat and Ashore • John R. Hutchinson

... medicine, we have as many specialists as there are organs of the body. The lawyer who advises you in a copyright or patent cause knows nothing about admiralty; and as they tell us a man who pleads his own case has a fool for a client, so does the insurance lawyer who is retained to foreclose a mortgage. In all prosperous city churches, the preacher who attracts the crowd in the morning allows a 'prentice to preach to the young folks in the evening; he does not make pastoral calls; and the curate who reads the service at funerals ...
— Little Journeys To the Homes of the Great, Volume 3 (of 14) • Elbert Hubbard

... rich has been employed in promoting the accumulation of wealth, the advent of the poor to power will be followed by schemes for diffusing it. Seeing how little was done by the wisdom of former times for education and public health, for insurance, association, and savings, for the protection of labour against the law of self-interest, and how much has been accomplished in this generation, there is reason in the fixed belief that a great change was ...
— The History of Freedom • John Emerich Edward Dalberg-Acton

... provide for that," said this wonderful woman. "I shall throw her off the scent by sending you over to her at once with sixteen of these assorted. I hate to give them up, but I think it advisable to pay that much as a sort of insurance against suspicion. Even then we'll be thirty-five thousand dollars to the good. And, by-the-way, Bunny, I want to congratulate you on ...
— Mrs. Raffles - Being the Adventures of an Amateur Crackswoman • John Kendrick Bangs

... shoulders and say, pityingly, "Oh! he's a minister, he is not trained to business habits." And the world looks on in wonder and in silent contempt to see the Christian Church carrying on its business in a manner the flagrant dishonesty of which would close the doors of any bank, deprive any insurance company of its charter, and drive any broker in Wall street from ...
— Laicus - The experiences of a Layman in a Country Parish • Lyman Abbott

... be mistress of the furniture and a little over one hundred pounds net. Mr. Share had illustrated the ancient maxim that it is easier to make money than to keep it. He had held shipping shares too long and had sold a fully-paid endowment insurance policy in the vain endeavour to replace by adventurous investment that which the sea had swallowed up. And Lilian was helpless. She could do absolutely nothing that was worth money. She could not ...
— When Winter Comes to Main Street • Grant Martin Overton

... of the kerosene lamp over electric lighting, for example, is the relatively greater possibility of accidents through the carelessness of the user. This point is brought out in statistics of fire-insurance companies, which show that the fires caused by kerosene lamps are much more numerous than those from other methods of lighting. If in a modern lamp of proper construction a close-fitting wick is ...
— Artificial Light - Its Influence upon Civilization • M. Luckiesh

... against a emergence. "Yes, I will, Mr. Legge," says he; "I can trust confidentially in my son's abilities," says he; "and I feel confidential he'll be in a position to repay me before long." So he borrowed the money on an insurance of Mr. Harry's life. Mr. Harry he always acted very honourable, sir; he was a perfect gentleman in every way, as YOU know, sir; and he began repayin' his father the loan as fast as he was able, and I daresay doin' a great deal for ...
— Philistia • Grant Allen

... boarding-house, and the dining-room is also {32} surprisingly clean and well kept. Of the welfare work proper a whole article could be written. Each operative pays 3 per cent, of his or her wages (most operatives are women) into a common insurance and pension fund, and the company, out of its earnings, pays into the fund an equal amount. From this a pension is given the family of any employee who dies, while if an operative gets sick or is injured, a committee, assisted by Director Fuji, allows a suitable ...
— Where Half The World Is Waking Up • Clarence Poe

... large quantity of grain, and even of live stock, was consumed. Bands of men, also, still more daring than the incendiary, attacked machinery of all kinds, particularly thrashing machines, the use of which became so unpopular that insurance-offices refused a policy to those who kept them on their premises. The military force was increased in the disturbed counties, and a proclamation was issued, offering a reward of five hundred pounds for the conviction of an incendiary. A special ...
— The History of England in Three Volumes, Vol.III. - From George III. to Victoria • E. Farr and E. H. Nolan

... minister of Prussia he has ably brought about the purchase of nearly all lines of railway within that monarchy. As chancellor of the empire he has tried his very best to obtain a monopoly on tobacco. All accident insurance companies have already been ruined and their place taken, so far as accidents to factory-hands, etc., are concerned, by an imperial office. His mighty hand is stretched out already to suppress and absorb all other insurances. The kingdom ...
— Great Men and Famous Women. Vol. 4 of 8 • Various

... is only fairly started, but is being hastened by such practical and important influences as the experience of many of the great business corporations, such as railroads, steamship companies, insurance companies, banks, and trust companies, which support the findings of science against alcohol in almost every respect. On account of the manner in which alcohol unconsciously dulls the senses and blurs the judgment, these companies began long ago weeding ...
— A Handbook of Health • Woods Hutchinson

... found more ice for his glass. "Insurance statistics show that certain people are accident-prone. Accidents happen to them. They're going along minding their own business and bang! A streetcar jumps the tracks and hits them. Or they step into open manholes. They're the kind of ...
— The Wailing Octopus • Harold Leland Goodwin

... he, "we might suggest that he does all the repairs and draining, and that you find the materials; and also that he insures all the farm buildings. But you can hardly stand out for the insurance if he objects. There's no harm trying. Stay! here is one clause that is unusual: the tenant is to have the right to bore for water, or to penetrate the surface of the soil, and take out gravel or chalk or minerals, if any. ...
— A Perilous Secret • Charles Reade

... on account of the drink. I'm worth all kinds of money, but I can't touch a penny save what is doled out to me. But the old man, who had got the tip on my drinking, left me the three spikes and the data thereunto pertaining. Did it through his lawyers, unknown to my mother; said it beat life insurance, and that if I had the backbone to go and get it I could drink my back teeth awash until I died. Millions in the hands of my guardians, slathers of shekels of my mother's that'll be mine if she beats me to the crematory, another million ...
— A Son Of The Sun • Jack London

... Building the Bulwarks of the Twentieth Century Nation Bismarck as a Statesman - Uniting the German States - William I Crowned at Versailles - A Significant Decade - The Problem of Church Power - Progress of Socialism - William II and the Resignation of Bismarck - Old Age Insurance - Political and ...
— A History of The Nations and Empires Involved and a Study - of the Events Culminating in The Great Conflict • Logan Marshall

... suffered no diminution by our exclusion from direct access to the British colonies. The colonies pay more dearly for the necessaries of life which their Government burdens with the charges of double voyages, freight, insurance, and commission, and the profits of our exports are somewhat impaired and more injuriously transferred from one portion of our citizens to another. The resumption of this old and otherwise exploded system of colonial exclusion has ...
— A Compilation of Messages and Letters of the Presidents - 2nd section (of 3) of Volume 2: John Quincy Adams • Editor: James D. Richardson

... example is too good to omit. The Superintendent of Insurance was really one of Platt's men, and a person most grateful to the insurance companies. Governor Roosevelt, regarding him as unfit, not only declined to reappoint him, but actually appointed in his stead a superintendent whom Platt and the insurance companies could not manage, and so hated. ...
— Theodore Roosevelt; An Intimate Biography, • William Roscoe Thayer

... miracles, he will answer prayers, he may inhabit distinct places, and have distinct conditions under which alone he can operate; he is a neighbouring being, whom we can act upon, and rely upon for specific aids, as upon a personal friend, or a physician, or an insurance company. How disconcerting! Is not this new theology a little like superstition? And yet how interesting, how exciting, if it should happen to be true! I am far from wishing to suggest that such a view seems to me more probable than conventional idealism or than Christian ...
— Winds Of Doctrine - Studies in Contemporary Opinion • George Santayana

... Blonk Park would insist that it should be absolutely of fully that depth in every part in order to comply with the general truth of the statement. The courts don't rule in that way. I read lately of a life insurance company which refused to pay a policy on the plea that the holder had been a drunkard; but the court ruled that the use of intoxicating liquors, or even an occasional over-indulgence, did not ...
— Asiatic Breezes - Students on The Wing • Oliver Optic

... curtail our expenditure, and thereby incur the vulnerability which would tempt a foe. Undoubtedly the armaments of the present day are great and grievous burdens on the nations, terrible impediments to social progress, but they constitute, unfortunately, our only real insurance against war, justifying yet to-day, after so many long centuries, the truth of the ancient Latin adage—Si vis pacem, ...
— My Days of Adventure - The Fall of France, 1870-71 • Ernest Alfred Vizetelly

... demanding the insurance money for the burial of her own child?" asked Mr. Punch, sternly. And he turned his ring. "And pray, Madam," he continued, addressing the beetle-browed woman, "tell me ...
— Punch Among the Planets • Various

... for salmon, reached Portland, and the real-estate man to whom I had been intrusted by "Portland" the insurance man, met us in the street saying that fifteen miles away, across country, we should come upon a place called Clackamas where we might perchance find what we desired. And California, his coat-tails flying in the wind, ran to a livery stable and chartered a wagon and team forthwith. I could push the ...
— Journeys Through Bookland, Vol. 7 • Charles H. Sylvester

... Pringle, Insurance Agent; Mister Peter Snagget, Grocer; Mister Alphonso Pumper, Rate Collector; Mister Bill 'Iggins, Publican; Mister Walter Weed, Clerk; Mister Jeremiah Ramsmouth, Local Preacher; Mr. 'Ookey Snagg, Loafer; Mister William Guppy, Potman—place ...
— Snake and Sword - A Novel • Percival Christopher Wren

... with occupying his flat without paying rent, sublet it at a high figure to a man who paid him well and in advance, but by mischance set fire to the place and died. Thereupon the tenant demanded and received a considerable sum from the insurance company in which the defunct occupant had had to insure the flat and its contents. He then entered an action at law against the proprietor of the house for the value of the damage caused by the fire, and he won his case. The unfortunate owner was condemned to pay the sum claimed, and also ...
— The Inside Story Of The Peace Conference • Emile Joseph Dillon

... marine insurance, the ascertaining and finally settling the amount of indemnity—whether of average or of salvage—which the insured (after all proper deductions have been made) is entitled to receive under the policy, when the ship ...
— The Sailor's Word-Book • William Henry Smyth

... the dangling Nick, ever ready to take up cudgels with this adversary, no matter what his condition. "Course I have," he repeated. "Think me crazy to sail in this cranky message boat without insurance against a spill? I guess not. And you see what a wise head Nick has, fellows! Why, hang it, I'd just about been drowned this time if it hadn't been ...
— Motor Boat Boys Mississippi Cruise - or, The Dash for Dixie • Louis Arundel

... to the City. You see Doctor Mayberry left me this home, fifty acres and a small life insurance, so they was a little something to inch and pinch on. You can't save by trying to peel nothing, but the smallest potatoes have got a skin, and I peeled close them days. Tom did his part too and he run the plow deep and straight ...
— The Road to Providence • Maria Thompson Daviess

... paltry, is of genuine social value, more especially in America; it represents a status that cannot be changed overnight by the rise of rivals, or by personal dereliction, or by mere accident. It is a policy of insurance against dangers that are not to be countered as effectively in any other manner. Miss G——, the daughter of an enormously wealthy scoundrel, may be accepted everywhere, but all the while she is insecure. Her father may lose his fortune ...
— The American Credo - A Contribution Toward the Interpretation of the National Mind • George Jean Nathan

... Ramon home and all the property were sold, preparatory to taking Estelle and her mother to the city. The $5000 of insurance and the $3000 which the home and other property were sold for were turned over to the artist to invest in a home in the city. Mrs. Ramon was to visit her people for a short while and Estelle and ...
— Fighting the Traffic in Young Girls - War on the White Slave Trade • Various

... what a queer old place the Castle is, my lady; all tumble-down wood-work, and rotten rafters, and such like. The Chelmsford Insurance Company won't insure it; for they say if the place did happen to catch fire of a windy night it would blaze away like so much tinder, and nothing in the world could save it. Well, Luke knows this; and the landlord has warned him of it times and often, for he lives ...
— Lady Audley's Secret • Mary Elizabeth Braddon

... England's wealthiest nobleman struck a match to terrorize the Fire Insurance of Smithfield. That meteoric, intractable, perhaps wicked, but popular, reputedly clever; manifestly evil-starred, enormously wealthy, young Earl of Fleetwood, wedded to an adventuress, and a target for the scandals emanating from the woman, ...
— The Shaving of Shagpat • George Meredith

... perhaps right," he said regretfully, "although I should much like to hear about this little matter of life insurance ...
— The Yellow Crayon • E. Phillips Oppenheim

... Hindoo in that hour of England's need, he did not lose sight altogether of the distant if actual possibility that the Company's servants might—by dint of luck and grit, and what the insurance papers term the Act of God—pull through the crisis. Therefore, he decided that under no circumstances should Rosemary McClean be treated cavalierly until the Rangars were out of the way and he could pose as her protector ...
— Rung Ho! • Talbot Mundy

... struck the table a sudden blow that made the china in the cupboard rattle. "You've no notion what this house costs me, an' the feed for the stock, an' you two girls, an' labor at the store, an' the hay-field, an' the taxes an' insurance! I've slaved from sunrise to sunset but I ain't hardly been able to lay up a cent. I s'pose the neighbors have been fillin' you full o' tales about my mis'able little savin's an' makin' 'em into a fortune. Well, you won't git any of ...
— The Story Of Waitstill Baxter • By Kate Douglas Wiggin

... his coolness naturally. He was born to it, which is the surest way to come by anything. Men have hated him for it, coolness being a disconcerting quality, ever since he emerged from obscurity in New York during the insurance investigation, calling it his "coldness" and adding by way of good measure the further ...
— The Mirrors of Washington • Anonymous

... eight deniers, at six shillings for five livres; by which it appears the discount does not exceed sixteen and five eighths per cent on the value in Europe; and were this money to be imported I suppose the freight and insurance might amount to nearly the value of that discount; if so, this mode of bringing it into use is not a bad one. Besides I must again observe, that by a union of management in the sale of bills drawn for the service of his Most Christian Majesty's fleets and armies, and those drawn for account ...
— The Diplomatic Correspondence of the American Revolution, Vol. XI • Various

... important question, and bears directly on the signboard. You see, we came from Bootlebury, Massachusetts. Hannah's father was quite a man in that town, and I worked my way up till I had a little insurance office of my own and married Hannah. Well" (he didn't say "well" and he didn't say "wall," but there isn't any in-between way to spell it aright), "if I'd got all the insurance business in Bootlebury, it would not have been horses and cushions, but I didn't get ...
— The Preacher of Cedar Mountain - A Tale of the Open Country • Ernest Thompson Seton

... authentic. One more trick of the sculptor remains to be noticed. Vasari and Bocchi say that Donatello, recognising the value of his work, grouped his figures so that the limbs and drapery should offer few protruding angles, in order to minimise the danger of fracture. It was his insurance against the fragility of the stone: when working in bronze such precautions would be less necessary. It is quite true that in the larger figures there is a marked restraint in this respect, while in his bas-reliefs, where the danger was less, the tendency to raise the arms above the head is often ...
— Donatello • David Lindsay, Earl of Crawford

... a form; for years the people of First Church had known themselves freely welcome to any book in the preacher's shelves. An interest in his books was passport to his special favor. His own evident love for books had been the best possible insurance that these particular borrowers would be more scrupulous than the general. This bit of pastoral work, it should be said, with the frequent book-talk that grew out of it, was not least among all the reasons why First Church people ...
— John Wesley, Jr. - The Story of an Experiment • Dan B. Brummitt

... and row like their brothers, but the life has gains and possibilities, as to which I would like to say something more. In a well-ordered camp you may be sure of good food and fair cooking. To sleep and live in the air is an insurance against what we call taking cold. Where nature makes the atmospheric changes, they are always more gradual and kindly than those we make at any season when we go from street to house ...
— Doctor and Patient • S. Weir Mitchell

... too cumbersome for its strength. Personal observation fails to verify its staggering gait, for dead specimens only have been found. The stones are, no doubt, designedly acquired as a disguise and so represent another form of life insurance. When stationary the mineralogist successfully baffles observation; but some day, peradventure, in a moment of preoccupation, it will reveal itself lurching along over the rough country it favours. How few living things escape the "penalties of Adam." ...
— Tropic Days • E. J. Banfield

... believe that the phoenix may have been, in some age and country, a real, living bird, of flesh and blood and genuine feathers, with long, strong wings, capable of performing the strange psychological feats ascribed to it in that most edifying picture emblazoned on the arms of Banking Companies, Insurance Offices, and Quack Doctors. He is not sure that dying swans have not sung a mournful hymn over their last moments, under an affecting and human sense of their mortality. He has believed in the English lark to the same point of pleasing credulity. Why should he not give ...
— A Walk from London to John O'Groat's • Elihu Burritt

... Little's shoulders ache with the weight of his pack, he is comfortably conscious of two things—firstly, that even when separated from his baggage he can still subsist in fair comfort on what he carries upon his person; and secondly, that his "expectation of life," as the insurance offices say, has increased about a hundred per cent. now that the German sharpshooters will no longer be able to pick him out from ...
— The First Hundred Thousand • Ian Hay

... direction, that I should not be surprised to see our rich private citizens putting up Gothic churches for their individual amusement and sanctification. As the day will probably come when every man in Hartford will live in his own mammoth, five-story granite insurance building, it may not be unreasonable to expect that every man will sport his own Gothic church. It is beginning to be discovered that the Gothic sort of church edifice is fatal to the Congregational style of worship that has ...
— Baddeck and That Sort of Thing • Charles Dudley Warner

... swallowed up into the manager's parlour. It might have been a court of justice, or a dentist's surgery, or the cabinet of an insurance doctor, or the room at Fontainebleau where Napoleon signed his abdication—anything but the thing it was. Happily Mr Lovatt had a manner which never varied; he had only one manner for all men and ...
— Clayhanger • Arnold Bennett

... Guard," according to W. Keyse, Esquire, who kept a Betts' Journal, one shilling net, including Rail and Ocean Accident Insurance, was "a kind of amachoor copper, swore in to look after the dorp, stand guard, and do sentry-go, and tumble to arms, just as the town dogs leave off barkin', an' the old gal in the room next yours is startin' to snore ...
— The Dop Doctor • Clotilde Inez Mary Graves

... and its effects upon our own ships and people is substantially the same that it was when I addressed you on the 3d of February, except for the tying up of our shipping in our own ports because of the unwillingness of our ship-owners to risk their vessels at sea without insurance or adequate protection, and the very serious congestion of our commerce which has resulted, a congestion which is growing rapidly more and more serious ...
— Why We are at War • Woodrow Wilson

... medicines and the family lot at Laurel Grove Cemetery; but now they go in for rest cures and sea voyages, and the baths at Carlsbad and specialists, these same being main contributing causes to the present high cost of living, and also helping to explain what becomes of some of those large life-insurance policies you read about. Possibly you know the type I am describing—the lady who, when planning where she will spend the summer, sends for catalogues from all the leading sanatoriums. We had one such ...
— Europe Revised • Irvin S. Cobb

... left a will, far-sighted business woman that she was. It was a terse, clear-headed document, that gave "to Fanny Brandeis, my daughter," the six-thousand-dollar insurance, the stock, good-will and fixtures of Brandeis' Bazaar, the house furnishings, the few pieces of jewelry in their old-fashioned setting. To Theodore was left the sum of fifteen hundred dollars. He had received his share in the years of his ...
— Fanny Herself • Edna Ferber

... precaution, an insurance against divine risks, a matter of business in which the devout bargained with the divine. Ovid represented Numa trying to elude the exigencies of Jove. The latter had demanded the sacrifice of a head. "You shall have a cabbage," said the king. "I mean something ...
— The Lords of the Ghostland - A History of the Ideal • Edgar Saltus

... of supervision of the methods of cultivation of each settler, of the state of repair of buildings, of fire-insurance policies, and ...
— A Stake in the Land • Peter Alexander Speek

... most extraordinary dread of London fires at night: and this originated in the frequent occurrence in their county paper of paragraphs headed "Another alarming conflagration: many lives lost!"—put in either to aid the Insurance office, or fill the paper. As our rustic pair had never visited the metropolis, they did not know but Leadenhall Street and Hyde Park, Lambeth and Portland Place, might all be close neighbours; therefore, however distant the different fires might be, they fancied they all occurred nearly ...
— The Mirror of Literature, Amusement, and Instruction, Vol. 20, No. - 580, Supplemental Number • Various

... all things that a woman gains by marriage the most valuable is economic security. Such security, of course, is seldom absolute, but usually merely relative: the best provider among husbands may die without enough life insurance, or run off with some preposterous light of love, or become an invalid or insane, or step over the intangible and wavering line which separates business success from a prison cell. Again, a woman may be deceived: there are stray women who are credulous ...
— In Defense of Women • H. L. Mencken

... the outlook of Home Rulers until Home Rule has ceased to be a merely Irish question. Nothing was more dramatic during the recent debates over the Insurance Bill than the sudden wave of federal feeling in the House of Commons which compelled the Government to grant a separate administrative insurance authority, not merely to Ireland, but also to Scotland and Wales. ...
— Home Rule - Second Edition • Harold Spender

... an absolute insurance against all real evil by the adoption of a single rule, i. e., never to do anything against conscience. This must be applied in our treatment of ourselves, in body and mind—especially the former; because there we are most apt to fail. It must be kept strictly toward the soul, ...
— Continental Monthly, Volume 5, Issue 4 • Various

... was of insurance, for she knew that Robert had to insure the building himself up to the time he turned it over to the owners. 'The insurance is all right?' she ...
— The Best Short Stories of 1920 - and the Yearbook of the American Short Story • Various

... to Hegan's office, in the building of one of the great insurance companies downtown. He made his way through corridors of marble to a gate of massively ornamented bronze, behind which stood a huge guardian in uniform, also massively ornamented. Montague generally passed for a big man, but this personage made him ...
— The Moneychangers • Upton Sinclair

... day of drawing the just premium was not quite 20s., whereas the office-keepers charged L1 4s. 6d., which clearly shows the great disadvantage that every person laboured under who was imprudent enough to be concerned in the insurance of numbers.(148) ...
— The Gaming Table: Its Votaries and Victims - Volume I (of II) • Andrew Steinmetz

... didn't want a rival. But Christian was such a meek, mild, simple little Welshman, not the least pushing or ambitious; and very soon Dr. Irechester, who's quite well off, was glad to leave him the dirty work, I mean (she explained, smiling) the cottages, and the panel work, National Insurance, you know, and so on. Well, as you know, I came down as locum for Christian, he was a fellow-student of mine, and when the dear little man was killed in France, Dr. Irechester himself suggested that I should stay on. He was rather nice. He said, 'We all started to laugh at you, ...
— The Secret of the Tower • Hope, Anthony

... know of. Some one may have taken it in order to get my account of the wreck of the Waldo. It may affect the insurance on the vessel, or something of that sort, for all I know. I think I know just who stole it too;" and Harvey related all the particulars of the tipsy man's visit to the chamber the night before. "He pretended to be drunk, but I think ...
— The Coming Wave - The Hidden Treasure of High Rock • Oliver Optic

... finance, or the funds, income, and other money matters of the state, sometimes called the committee of ways and means; a committee on agriculture; a committee on manufactures; committees on the incorporation of cities and villages; on banks and insurance companies; on railroads; on canals; on education; on elections; on public printing, besides many others. So numerous are these subjects, that in constituting the committees, every member may ...
— The Government Class Book • Andrew W. Young

... Sicilian wars. His father, who had been Governor of Gaeta, but who had come to France in consequence of political convulsions in Naples, had earned no small reputation as a financier, and devised the form of life insurance known as the Tontine. The Prince de Conti recommended the son to La Salle; and, as the event proved, he could not have done him a better service. La Salle learned to know his new lieutenant on the voyage across the Atlantic; and, soon after reaching Canada, ...
— France and England in North America, a Series of Historical Narratives, Part Third • Francis Parkman

... are lucky and others aren't. All we've got are hints and glimmers, the fumbling touch of a rudimentary talent. There's the evil eye legend and the Jonah, bad luck bringers. Superstition? Maybe; but ask the insurance companies about accident prones. What's in a name? Call a man unlucky and you're superstitious. Call him accident prone and that's sound business sense. ...
— Accidental Death • Peter Baily

... different families get their stamps at the house they work in on Mondays. If a girl marries she may cease to insure, and may have a sum of money towards her outfit. In that case she will receive no Old Age Pension. But if she goes on with her insurance she will have from 15 to 20 marks a month from the State after the age of 70. In cases of illness, employers are legally bound to provide for their domestic servants during the term of notice agreed on. At least this ...
— Home Life in Germany • Mrs. Alfred Sidgwick

... that the city did not present the appearance of being greatly built. On my way I passed the gas works, the City Hall, many banks, several circulating libraries, saw the signs of almost innumerable insurance companies. But the people! They were all strange to me. So many negroes. My manual said there were over 14,000 negroes in the city, which, added to the white population, made an aggregate of more than 200,000 souls. I sat for a while in the Park and ...
— Children of the Market Place • Edgar Lee Masters



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